Online fraud is on the rise!
Phishing is the fastest rising online crime method used
for stealing personal finances and perpetrating identity
theft. Phishers use many different tactics to lure you,
including e-mail and Web sites that mimic well-known,
trusted brands.
A common phishing practice involves "spamming" recipients with
fake messages that resemble a valid message from a well-known Web site or a
company that the recipients might trust, such as a credit card company, bank or
credit union, charity, or e-commerce online shopping site. The purpose of fake
messages is to trick consumers into providing personal information such as name,
address, credit card info, bank account numbers, pin numbers, etc.
We have compiled a list of these types of email below so that
you can better identify fraudulent emails. Please remember, if you receive
one of the emails listed below, or similar emails, your best defense is to
permanently delete them from your pc.
Card Deactivation
Visa Check Card Deactivation
Message from: customer Service
Date: 1/31/2008
We detected irregular activity on your TCU Visa Check Card on
1/31/2008.
For your protection, we have had to suspend and future
authorizations being conducted with your TCU Visa Check Card.
How to activate/re-activate your card?
You may stop by your branch or call our card department.
Card Department: (number removed for protection)
Our automated system allows you to quickly activate your card.
We apologize for any inconvenience this may have caused.
Copyright 2008 Teachers Credit Union
US Department of Treasury
Dear Mr. ,
A complaint has been filled against the company you are affiliated to ( Memphis
Area Teachers Credit Union ) in regards to the possibillity of tax avoidance and
money laundering schemes.
The complaint was filled by Mr. Benjamin Kent on 12/10/2007 and contains
refferences that link your company and another 4 companies in an attemt to gain
illegal proffit.
Registration : #09A83A Date: 12/10/2007
A copy of the initial complaint and claims has been attached to this e-mail.Please
print and keep this copy for your personal records.
Disputes involving consumer products and/or services may be arbitrated. Unless
they directly relate to the contract that is the basis of this dispute, the
following claims will be considered for arbitration only if all parties agree in
writing that the arbitrator may consider them:
Claims based on product liability;
Claims for personal injuries;
Claims that have been resolved by a previous court action, arbitration, or
written agreement between the parties.
The decision as to whether your dispute or any part of it can be arbitrated
rests solely with the US Department of Treasury.
The Department of Treasury offers a binding arbitration service for
disputes involving marketplace transactions. Arbitration is a convenient,
civilized way to settle disputes quickly and fairly, without the costs
associated with other legal options.
© 2007 US Department of Treasury All Rights Reserved.
A zip file was sent with this email. NEVER
open an attachment from anyone you do not know. It most likely contains a
virus.
Credit Union Contests
Dear (member name here)
CONGRATULATIONS!
You have been chosen by your Credit Union to take part in this unique survey.
We will give you $250 100% just for taking part in our survey.
This is supported by NCUA (National Credit Union Administration)
who insures your savings to at least $100.000 .
To continue to survey and get your money click the link below:
link removed for security
Thank you!
Best Regards, NCUA.
You Have a Greeting!
July 31, 2007 – The BBB and the FBI are issuing alerts regarding a series of
spam emails currently being distributed claiming to be an E-Greeting card.
Recipients receive an email that states “You have received a greeting card from
a Class-mate” or a similar message in the subject line. Within the content of
the email a hyperlink to an “e-card” is included. Recipients are instructed to
click on the link provided or to copy and paste the Web address into their
browser.
If you click on the link or copy it into your browser it will attempt to
download a virus onto your computer.
Those who receive this email should immediately delete it. The message should be
deleted from the inbox, and then deleted again from Deleted Items/Recycle Bin
folder.
BBB ALERT
An Exclusive Service For BBB Members
National Credit Union Administration (NCUA)
The National Credit Union Administration (NCUA) is
comitted to maintain a safe environment for over 80 million account holders in
all federal credit unions and many state-chartered credit unions. Protecting the
security of holders account and of the Federal Credit Unions (FCU)
network is our primary concern. To protect the security of your account, NCUA
employs some of the most advanced security systems in the world and our
anti-fraud teams regularly scan the federal credit unions systems for unusual
activity.
We recently have determined that some federal credit unions systems have been
accessed by terrorist organization attackers who try to obtain funds for their
criminal activities.
Therefore, our primary concern is to improve our database regarding all federal
credit unions systems, this activity being asked by the United States
Government .
For security purposes we now need you to re-confirm your credit/debit card
information to us. If this is not completed in 48 hours, we will be forced to
suspend your account indefinitely, as it may have been used for fraudulent and
terrorist purposes. We thank you for your cooperation in this manner.
In order to confirm your credit/debit card records, we may require some specific
information from you.
Click here to confirm your credit/debit card records
Thank you for your prompt attention to this matter. Please understand that this
is a security measure meant to help protect you and your account. We apologize
for any inconvenience.
If you choose to ignore our request, you leave us no choise but to temporaly
suspend your account. Thank you for using Federal Credit Union!
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Use of Federal Credit Union is covered under Federal Credit Union
Share Accounts, Checking Accounts and Electronic Funds Transfer Agreements and
Disclosure Statements which contains important information regarding services
obtained from Federal Credit Union. Use of Federal Credit Union constitutes
agreement with the terms and conditions of the aforementioned agreement and
disclosure statements.
2006 by Federal Credit Union. All rights reserved.
Phishing scam masquerades as NCUA
Once again, several area credit unions have reported that their members are
being targeted in another phishing scam involving the NCUA. This most recent
scam, much like those in the past, was initiated via e-mail appearing to be from
NCUA.
This false e-mail asked for the recipient to click on a link to verify their
credit union account registration. If the recipient proceeded to do so, the link
directed them to a false Web site and asked for their credit union account
number and personal identification number (PIN), along with other personal
information.
NCUA never asks credit union members for such personal information.
Anyone who receives an e-mail that purports to be from NCUA and asks for account
information should consider it to be a fraudulent attempt to obtain their
personal account data for an illegal purpose and should not follow the
instructions in the e-mail.
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Suntrust Bank
Dear SunTrust Bank customer,
SunTrust Client Service Team requests you to complete Online Treasury Customer
Form.
This procedure is obligatory for all business and corporate clients of SunTrust
Bank.
Please click hyperlink below to access Online Treasury Customer Form.
(link removed)
Thank you for choosing SunTrust Bank for your business needs.
Please do not respond to this email.
This mail generated by an automated service.
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Emails from overseas
From:Mrs MOHAMMED
Attn:The Managing Director
Before I proceed, may I humbly introduce myself to your goodself,
My Name is Mrs. Aisha mohammed, an Iraqi refugee ,my husband was until recently,
one of the personal aid to the president of Iraq who was formerly overthrown out
of power Prior to this last serious crisis that is still ravaging in my
country,which recently led to misfortune of our government and my late husband
position as the personal aid to the president, ,We inherited the sum of US$11
million.The funds were originally gotten from my late husband proceeds. My late
husband was able to safe guard the fund with a very good diplomatic contact from
my Country and deposited it in thailand. .I have decided to contact you because
I am interested in investing in your country which is investment friendly.
Please kindly guide and assist me in making the right investment since I am also
interested in buying a residential property as I will be moving with my only son
musa in over there as soon as every thing regarding technical and logictics
details is worked out and ascertained to our respective satisfaction. In view of
your participation,I am ready to give you a good negotiable percentage for your
assistance,or better still commi!t it into viable Joint venture projects with
you.,be assured that you stand no risk of any kind as the funds belong to me and
my only survived son musa. As soon as I get your consent, we will quickly move
this fund to your country for investment . However, upon your acceptance to work
as my partner, you can contact me with my private e-mail for more details.
, I strongly believe that associating with you to embark on this and other
business ventures will derive a huge success here after, please include you
private contact telephone number and private e-mail when replying.
Yours Sincerely.
Mrs.AISHA MOHAMMED.
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National Association Federal Credit Unions Inc.
Dear National Association Federal Credit Union valued member,
The security of your information, transactions, and money is the core of
our business and our top priority at National Association Federal Credit Union.
Our policy is to protect personal or financial information which comes
into our possession during the normal course of business.
It has come to our attention that your account information needs
to be updated due to inactive members, frauds and spoof reports.
If you could please take 5-10 minutes out of your online experience and renew
your records you will not run into any future problems with the online service.
However, failure to update your records will result in account
erasure.
This notification expires on August 02, 2006.
Please follow the link below and renew your account information.
link removed
Once you have updated your account records your internet banking
service will not be interrupted and will continue as normal.
Online Department
National Association Federal Credit Union
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America's Credit Unions
Dear Credit Union Customer,
Credit Union is constantly working to ensure security by regularly screening the
accounts in our system. We recently reviewed your account, and we need more
information to help us provide you with secure service. Until we can collect
this information, your access to sensitive account features will be limited. We
would like to restore your access as soon as possible, and we apologize for the
inconvenience.
Why is my account access limited:
Your account access has been limited for the following reason(s):
We would like to ensure that your account was not accessed by an unauthorized
third party. Because protecting the security of
your account is our primary concern, we have limited access to sensitive Credit
Union account features. We understand that this
may be an inconvenience but please understand that this temporary limitation is
for your protection.
(Your case ID for this reason is PCU1-818-214-242146.)
At Credit Union, one of our most important responsibilities to you, our
customer, is the safekeeping of the nonpublic personal
("confidential") information you have entrusted to us and using this information
in a responsible manner. Appropriate use of the
confidential information you provide us is also at the heart of our ability to
provide you with exceptional personal service whenever you contact us.
How can I restore my account access?
Please confirm your identity, Restore My Online Banking and complete the
"Steps to Remove Limitations."
Completing all of the checklist items will automatically restore your account
access
Thank you for using America`s Credit Union
Copyright © 2006 America`s Credit Union . All rights reserved
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Ebay Emails
Email 1
eBay request: Please follow the Member Verification Procedure
(Second Notice)
Dear eBay Member,
Due to recent account takeovers and unauthorized listings, eBay is introducing a
new account verification method. From time to time, randomly selected accounts
(seller and/or buyer) are subjected to an advanced verification process based on
our merchant accounts/bank relations and customers credit card. eBay may also
request in an email message scanned/faxed copies of one or more photo ID's. Your
account confirmation may go wrong if your credit card/bank account is expired,
or if you have changed your credit card number, billing address etc. without
letting us know about the change.
Subject of this verification process are also the accounts that
have unpaid dues to eBay.
Your account is not suspended, but if in 48 hours after you
receive this message your account is not confirmed we reserve the right to
suspend your eBay registration. If you received this notice and you are not the
authorized account holder, please be aware that it is in violation of eBay
policy to represent oneself as another eBay user. Such action may also be in
violation of local, national, and/or international law. eBay is committed to
assist law enforcement with any inquires related to attempts to misappropriate
personal information with the intent to commit fraud or theft. Information will
be provided at the request of law enforcement agencies to ensure that
perpetrators are prosecuted to the full extent of the law.
Note: If this is the second time you receive this notice, it
might be because you have made a mistake when you entered your details or that
the account was not updated at all.
To confirm your identity with us click here: link removed
We apologize in advance for any inconvenience this may cause you and we would
like to thank you for your cooperation as we review this matter.
Respectfully,
Trust and Safety Department
eBay Inc.
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This eBay notice was sent to you based on your eBay account
preferences. If you would like to review your notification preferences for other
types of communications, click here. If you would like to receive this email in
text only, click here.
As outlined in our User Agreement, eBay will periodically send you information
about site changes and enhancements. Visit our Privacy Policy and User Agreement
if you have any questions.
Copyright © 2007 eBay Inc. All Rights Reserved.
Designated trademarks and brands are the property of their respective owners.
eBay and the eBay logo are trademarks of eBay Inc.
Email 2
Security Validation -- Respond Now
During our regular update and verification of the accounts, we
could not verify your current information. Either your information has changed
or it is incomplete.
As a result, your access to bid or buy on eBay has been
restricted. To start using fully your eBay account, please update and verify
your information by responding this notification.
Respond to this notification
Note: If this is the second time you receiving this notice, it might be because
you have made a mistake when you entered your details or the account was not
updated.
Regards,
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PIN Number Reversal Email
FW: PIN NUMBER REVERSAL
If you should ever be forced by a robber to withdraw money from
an ATM machine, you can notify the police by entering your Pin # in reverse.
For example if your pin number is 1234 then you would put in 4321. The ATM
recognizes that your pin number is backwards from the ATM card you placed in the
machine.
The machine will still give you the money you requested, but unknown to the
robber, the police will be immediately dispatched to help you.
This information was recently broadcasted on TV and it states that it is seldom
used because people don’t know it exists.
Please pass this along to everyone possible.
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