Rates - Share Certificate Rates, Money Market, IRA.
 

   RATES    

 
 


Current Share/Dividend Rates



Regular Share Certificate | Traditional/Roth IRA Share Certificate
Primary Share | Money Market | Other Share Accounts | High-Yield Checking

Regular Share Certificate Accounts

Term
Minimum
Balance 
Dividend
Rate
Compounding Frequency Annual
Percentage Yield
3 months $5,000.00 3.00% At Maturity 3.03%
6 months $5,000.00 3.10% At Maturity 3.14%
9 months
$2,500.00
3.15%
Quarterly
3.19%
9 months
$5,000.00
3.14%
Monthly
3.19%
12 months
$500.00
3.25%
Quarterly
3.29%
12 months
$5,000.00
3.24%
Monthly
3.29%
18 months
$500.00
3.45%
Quarterly
  3.49%  
18 months
$5,000.00
3.44%
Monthly
3.49%
24 months
$500.00
3.60%
Quarterly
3.65%
24 months
$5,000.00
3.59%
Monthly
3.65%
36 months
$500.00
3.80%
Quarterly
3.85%
36 months
$5,000.00
3.78%
Monthly
3.85%
60 months $500.00 4.25% Quarterly 4.32%
60 months $5,000.00 4.24% Monthly 4.32%

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Traditional/Roth IRA Share Certificate Accounts

Term
Minimum
Balance 
Dividend
Rate
Compounding Frequency Annual
Percentage Yield
12 months $1,000.00 3.25% Quarterly 3.29%
12 months $1,000.00 3.24% Monthly 3.29%
18 months $1,000.00 3.45% Quarterly 3.49%
18 months $1,000.00 3.44% Monthly 3.49%
24 months
$1,000.00
3.60%
Quarterly
3.65%
24 months $1,000.00 3.59% Monthly 3.65%
30 months
$1,000.00
3.75%
Quarterly
3.80%
30 months
$1,000.00
3.74%
Monthly
3.80%
60 months $1,000.00 4.25% Quarterly 4.32%
60 months $1,000.00 4.24% Monthly 4.32%

All share certificates over $100,000.00 may be subject to a negotiated rate.  Certificate rates are subject to change weekly. Fees may reduce earnings.

Contact a MATCU representative online or call (901) 385-5200 or (800) 532-9025 for the most current rates.

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Primary Share Accounts

Balance* Dividend
Rate
Annual
Percentage Yield
$100.00 - $2,499.99 
.25%
.25%
$2,500.00 - $4,999.99 
.50%

.50%

$5,000.00 - $9,999.99
.50%
.50%
$10,000.00 or more
1.00%
1.00%


* Minimum balance of $100 to earn dividends

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Money Market Share Accounts

Balance* Dividend Rate Annual Percentage Yield
$500.00 - $2,499.99
1.00%
1.00%
$2,500.00 - $4,999.99
1.00%
1.00%
$5,000.00 - $9,999.99
1.00%
1.00%
$10,000.00 - $99,999.00
1.75%
1.76%

$100,000.00 & Over

3.00% 3.03%

* Minimum balance of $500 to earn dividends

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Other Share Accounts

Account Dividend Rate Annual Percentage Yield
Christmas Club
.50%
.50%
10 Month / 12 Check Plan
.50%
.50%
Checking
(minimum balance of $250 to earn dividends)
.05%
.05%
Miscellaneous Shares
.50%
.50%
Traditional and Roth IRA
Coverdell Education Savings Account Share Accounts 
2.00% 2.02%

These dividend rates and annual percentage yields may change as determined by the credit union board of directors.

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High-Yield Checking

Balance Dividend Rate Annual Percentage Yield
$0-$24,999 5.00% 5.12%
$25,000 and up 1.00% 1.00%

Non-qualified accounts $0-9,999,999.99=0.05%APY.

Contact a MATCU representative online or call (901) 385-5200 or (800) 532-9025 for the most current rates.

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Memphis, TN 38133
901.385.5200
800.532.9025

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