| |
Auto Loans | Home Loans |
Consumer
Loans
Auto Loans
New Auto Rates:
|
Type |
Term |
APR |
|
NEW
Autos, Trucks & Customized Vans |
To 24 Months |
from 5.99% to 18% |
|
25 - 48 Months |
from 5.99% to 18% |
|
49 - 66 Months |
from
6.24% to 18% |
| 67
- 72 Months |
from
6.99% to 18% |
Used Auto Rates:
|
Type |
Model |
Term |
APR |
|
USED
Autos,
Trucks & Customized Vans |
2006, 2005 |
max.
72 mo. |
from 7.25%* to 18% |
|
2004, 2003 |
max.
60 mo. |
from 7.40% to 18% |
|
2002, 2001 |
max.
60 mo.
|
from 7.60% to 18% |
|
1997 - 2000 |
max.
48 mo.
|
from 9.09% to 18% |
*7.25% rate good for 60 months
only. 7.75% is the lowest rate for 72 months
Recreational Vehicle Rates:
|
Type |
Term |
APR |
| New |
max.
120 mo. |
from
7.99% to 18% |
|
Used |
max.
84 mo. |
from
8.99% to 18% |
|
Boats-New |
max. 60 mo. |
from
8.99% to 18% |
| Boats-Used |
max.
48 mo. |
from
10.49% to 18% |
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Home Loans
|
Type |
Term |
APR |
| Balloon
/ Reset Mortgage |
to
30 years |
call
901-385-5210
|
1st
Mortgage
(fixed rate) * |
to
30 years |
call
901-385-5210 |
1st
Mortgage Land
(fixed rate) |
10 years |
7.50%
($11.87 per $1,000 borrowed)
|
2nd
Mortgage &
Home Equity/ Improvement
(closed end/fixed rate) |
80%
loan to value
10 year max |
7.75%
($12.00 per $1,000 borrowed)
|
90%
loan to value
10 year max |
8.50%
($12.40 per $1,000 borrowed)
|
95%
loan to value
10 year max |
9.25%
($12.80 per $1,000 borrowed) |
Prime
Line Home Equity
Line of Credit |
80%
loan to value
(max. $100,000) |
Prime |
90%
loan to value
(max. $75,000) |
Prime + 1%
|
100%
loan to value
(max. $50,000) |
Prime
+ 3% |
|
Construction |
8
months |
Prime
+ 2% |
* Up to 97%
of appraised value or purchase price whichever is less. 5, 10, 15, 20,30 &
40-year loans available.
Quoted rates subject to change daily. Contact a MATCU representative online
or call (901) 385-5210 or (800) 532-9025
for the most current rates.
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Consumer Loans
|
Type |
Term |
APR |
|
Freedom
Line of Credit
|
revolving
|
12.90%
|
|
Personal
|
|
from
9.90% to 18%
|
|
Education Line of Credit |
max. 180 mo. |
Prime to Prime + 2% variable |
|
Education Consolidation |
max. 120 mo. |
Prime to Prime + 2% variable |
|
Appliances, etc. |
max.
48 mo.
|
from
11.24% to 18%
|
|
Share Secured (Share 00)
|
|
current
dividend rate + 3%
|
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