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Personal Services > Loans > Personal Loans

MATCU has different personal loan options from which to choose. Take some time to review what works best for you.

Line of Credit

Take a line of credit in the amount you need for any purpose.

  • Low loan rates.
  • No collateral required.
  • Payment protection.
  • No prepayment penalty.
  • Use the money for any purpose.
  • Add to the limit at any time.
  • Competitive fixed loan rate.
  • Reduces financial risk.

Apply Now! 901-385-5222

Signature Loans

Take a personal loan in the amount you need for any purpose.

  • Up to 60-month terms.
  • Low loan rates.
  • No collateral required.
  • Payment protection.
  • No prepayment penalty.
  • Use the money for any purpose.
  • Competitive fixed interest rate.
  • Extended term financing.
  • Reduces financial risk.

Apply Now! 901-385-5222

 

Education Loans 

At this time MATCU does not directly offer student loans. However we are in the process of establishing a product for our members. Until then please use the following link to gain access to over 60 Credit Unions that we recommend. They all use the Student Choice Program, one of the best in the nation.

http://studentchoice.org/findCU.html

Shared Secure Loans

Borrow against your savings at a low rate. Your savings will be “frozen,” but earning dividends while you repay the loan.

  • APR = 3% above the dividend the shares are earning.
  • Up to 10-year terms.
  • Shares remain in the savings account.
  • Amount of payment toward principal available in savings account.
  • Payment protection.
  • No prepayment penalty.
  • Low payments.
  • Low loan rates.
  • Collateral continues to earn interest on savings.
  • Allows you the flexibility to choose how to use the funds.
  • Reduces financial risk.

Apply by calling 901.385.5200 or visit one of our local branches.

 

Education Line of Credit Advance

Click the link below and fill out the form to request an increase to your existing Education Line of Credit.

Advance Now!

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7845 Highway 64
Memphis, TN 38133
901.385.5200
info@matcu.com

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