Whether you’re buying a first home, refinancing, or insuring an existing home, MATCU offers a variety of loan options with lower rates and payments.
In-depth information about MATCU's Home Loan processes.
Read more about these topics:
Prequalify for a Home Loan
eMortgage - Finance a Home Online
Finding a Home
Conventional First Mortgage Loans
For the purchase or refinance of residential property that is not government insured. Property securing the first mortgage loan must be the applicant’s primary residence. The minimum down payment for a purchase transaction is 5%.
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For the purchase or refinance of the applicant’s second home. The second home must be in remote distance to the applicant’s primary residence, located within the states contiguous to Tennessee, available for year-round occupancy, and available for applicant’s exclusive use and enjoyment.
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For the applicant who wishes to purchase property that requires repairs and/or improvements. The property must be the applicant’s principal residence.
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For the purpose of constructing a new dwelling. The dwelling must be the applicant’s principal residence. The applicant must own the land prior to commencement of the construction loan.
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For the purchase or refinance of unimproved land.
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Protect your family with coverage that includes life insurance and disability insurance to help make your home loan or mortgage payments when you cannot.
Read more about our Loan Protection Insurance in our Insurance section.
The Vault contains in-depth information about MATCU's Home Loan processes. Read more about these topics:
Prequalify for a Home Loan
eMortgage - Finance a Home Online
Finding a Home
If you want to print and fill out your application, click here.