New Autos financed at NADA Retail/MSRP
*$20,000 minimum loan amount for 72 months
5.49%APR to 18%APR
Used Autos financed at NADA Clean Trade-In Value
5.99%APR to 18% APR
| Type |
Term |
APR |
| New |
max. 120 mo. |
from 7.99% to 18% |
| Used |
max. 84 mo. |
from 7.99% to 18% |
| Boats-New |
max. 60 mo. |
from 7.99% to 18% |
| Boats-Used |
max. 48 mo. |
from 7.99% to 18% |
Click here for Current Daily Rates
| Type |
Term |
APR |
1st Mortgage
(fixed rate) * |
to 40 years |
call 901-385-5210 |
1st Mortgage Land
(fixed rate) |
10 years |
7.50%
($11.87 per $1,000 borrowed)
|
2nd Mortgage &
Home Equity/ Improvement
(closed end/fixed rate) |
80% loan to value
10 year max |
7.75%
($12.00 per $1,000 borrowed)
|
90% loan to value
10 year max |
8.50%
($12.40 per $1,000 borrowed)
|
95% loan to value
10 year max |
9.25%
($12.80 per $1,000 borrowed) |
Prime Line Home Equity
Line of Credit |
80% loan to value
(max. $100,000) |
Prime |
90% loan to value
(max. $75,000) |
Prime + 1% |
100% loan to value
(max. $50,000) |
Prime + 3% |
| Construction |
8 months |
Prime + 2% |
* Up to 95% of appraised value or purchase price whichever is less. 5, 10, 15, 20,30 & 40-year loans available. Quoted rates subject to change daily. Contact a MATCU representative online or call (901) 385-5210 or (800) 532-9025 for the most current rates. Any mortgage loans in excess of $417,000 will be 2% higher than the posted rates.
| Type |
Term |
APR |
| Line of Credit |
revolving |
12.90% |
| Personal |
|
from 11.90% to 18% |
| Education Line of Credit |
max. 180 mo. |
Prime to Prime + 2% variable |
| Education Consolidation |
max. 120 mo. |
Prime to Prime + 2% variable |
| Appliances, etc. |
|
from 11.90% to 18% |
| Share Secured (Share 00) |
|
current dividend rate + 3% |
Rates and terms are subject to change daily and/or without notice. Loan rates, terms and down payment requirements are subject to individual credit approval and requested financing amount.