MEMBERSHIP & ACCOUNT INFORMATION   

Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
 

Classic level monthly service fee	$8
Gold level monthly service fee	$6
E-Account non-electronic usage fee	$8
Money Order	$1
Deposited checks (and other items) returned unpaid	$10
Dormant account fee	$10 monthly
An account is considered dormant if for 13 months no withdrawals, deposits, credit card payments or loan payments other than credited dividends, have been made to the account and your account balance is less than $50.
Non-sufficient funds-each	$24
Account activity printout	$1
Account research	$10 per hour, $10 minimum
Stop payments	$24
Domestic wire transfer-outgoing	$10
Foreign wire transfer-outgoing
$16,000 and below      Over $16,000	$51 Based on amount of wire -not to exceed $71
Garnishment	$15 each
Copy of draft	$1
Account number change to remove joint owner	$10
Copy of corporate share draft	$3
Check cashing fee (Accounts with a balance under $100, no loan or credit card)	$5
Foreign Funds received for collection	$15
Verification of deposit/mortgage	$10
Official Checks	$3 each
Official Check Stop Payment	$15
Replacement Debit Card one free, then $5 per card per year

The following fees may be assessed against your credit card account and the following transaction limitations, if any, apply to your credit card account.

Classic Visa, MasterCard, Gold MasterCard, Platinum Visa

Late credit card payment 5% of balance or minimum or $5, whichever is greater
Credit card over limit fee	$5
Credit card non-usage fee	$10 annually
Returned check fee	$10
Convenience check NSF fee	$15
Temporary/emergency limit increase	$7.50
Lost credit card fee	$15

Secured Visa

Late credit card payment	$15
Credit card over limit fee	$5
Credit card non-usage fee	$10 annually
Returned check fee	$19
Convenience check NSF fee	$19
Temporary/emergency limit increase	$7.50
Lost credit card fee $15