LOANS    

Personal Loans

Freedom Line of Credit
Open a Freedom Line of Credit for up to $10,000 in cash reserves. If you have a MATCU Checking Account, set your Freedom Line of Credit to serve as overdraft protection.
Features: Limits up to $10,000.00 Line of Credit Low Loan Rates No collateral required Payment Protection No prepayment penalty!	Benefits: You can use the money for ANY purpose! Open Ended - you can add to the limit at any time Competitive fixed loan rate Reduces financial risk Only pay interest to the day of payoff
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Signature Loans
Take a personal loan in the amount you need for any purpose, up to $10,000.
Features: Up to $10,000.00 limits Up to 36 month terms Low Loan Rates No collateral required Payment Protection No prepayment penalty!	Benefits: You can use the money for ANY purpose! Competitive fixed interest rate Extended term financing Reduces financial risk Only pay interest to the day of payoff
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Share Secured Loans
Borrow against your savings at a low rate. Your savings will be 'frozen,' but earning dividends while you repay the loan. The loan rate is just 3% higher than the rate you are earning on shares.
Features: APR = 3% above the dividend the shares are earning Up to 10 years terms Shares remain in the savings account Amount of payment toward principal available in savings account Payment Protection No prepayment penalty!	Benefits: Low payments Low Loan Rates Collateral continues to earn interest on savings Allows you the flexibility to choose how to use the funds Reduces financial risk Only pay interest to the day of payoff
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Appliance and Miscellaneous Items
The Credit Union will finance 100% of the purchase of new appliances and miscellaneous items such as computers, satellite dishes, pianos, garden tractors and any non-title recreational vehicle not to exceed $7,500.
Features: Borrow up to $7,500.00 Up to 48 months terms Low Loan Rates 100% financing available Payment Protection No prepayment penalty!	Benefits: Low payments Low Loan Rates No downpayment! Reduces financial risk Only pay interest to the day of payoff
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If you would like to speak to a MATCU loan representative to discuss the right loan to fit your needs, please contact us at (901) 385-5200.