MATCU - Memphis Area Teachers' Credit Union

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Loan Application

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Home Equity Line of Credit Loan

Thank you for choosing Memphis Area Teachers' Credit Union for your lending needs. To begin your loan request, complete the information below.

Married Applicants: May apply for a separate account.
Individual Credit means only one borrower is responsible for repaying this loan unless another person has agreed to guarantee or co-sign the loan.
Joint Credit means more than one person (a borrower and co-borrower(s)) is responsible for repaying the loan.

Loan Type *
Loan Amount *
Loan Purpose Description *
Estimated Home Value *
Please compete the following information about the property
Property Address *
Is collateral property the same as your primary residence? *	YesNo
Are you an owner of this property? *	YesNo
Type of Home *
Purpose of this Property *
First Mortgage Balance
Monthly Payment
Lien Holder
Second Mortgage Balance
Monthly Payment
Lien Holder
Please list any current debts that you would like to payoff (if any) with this Home Equity Line of Credit.

Income

Information About You

Present Employer Name:

Present Employer Address:

Job Title/Grade

Date Employed

Self-Employed

Annual Gross Income :*$

Previous Employer Name:

Job Title/Grade

Years/Months Employed

Other Income:
$
per
Source:

You need not reveal income from alimony, child support, or separate maintenance payments unless you want it considered in evaluating this credit application.

* REQUIRED FIELDS!

Information About Your
CO-Applicant or Guarantor

Present Employer Name:

Present Employer Address:

Job Title/Grade

Date Employed

Self-Employed

Annual Gross Income :*$

Previous Employer Name:

Job Title/Grade

Years/Months Employed

Other Income:
$
per
Source:

You need not reveal income from alimony, child support, or separate maintenance payments unless you want it considered in evaluating this credit application.

	[Applicant]	[Co-Applicant]
Is any income you have shown likely to reduce in the next two years?	Yes No	Yes No
Are there any outstanding judgments against you?	Yes No	Yes No
Have you declared bankruptcy within the past 7 years?	Yes No	Yes No
Have you had property foreclosed upon or given title or deed in lieu thereof in the past 7 years?	Yes No	Yes No
Are you a party in a lawsuit?	Yes No	Yes No
Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?	Yes No	Yes No
Are you obligated to pay alimony, child support, or separate maintenance?	Yes No	Yes No
Are you a co-maker or endorser on a note?	Yes No	Yes No
Are you a U.S. citizen?	Yes No	Yes No
Are you a permanent resident alien?	Yes No	Yes No

Branch at which you wish to close
Contact phone

It is the Credit Union's policy not to discriminate against any applicant with respect to race, color, religion, national origin, sex, marital status, age, the receipt of public assistance, part time income, or exercising rights under any consumer protection credit act. In addition, it is our policy not to discriminate based on familial status or a handicap in the extension of credit for housing. It is the Credit Union's intent to comply with all consumer credit protection statutes and regulations. When applicable, a Personal Identification Number (PIN) may be issued. This PIN, when validated will allow you, the Co-applicant and any authorized users, to access the Credit Union's Credit Card and/or ATM accounts through participating ATM networks, subject to the terms and disclosures of the Credit Card Agreement and Electronic Funds Transfer Disclosure for Credit Card and ATM access. You understand that use of your Credit Card will constitute acknowledgment of receipt and agreement to the terms of the Credit Card and/or ATM Access Card Disclosures.
YOU AGREE THAT EVERYTHING STATED IN THIS APPLICATION WHETHER ORAL, WRITTEN, OR THROUGH A FAX MACHINE IS CORRECT TO THE BEST OF YOUR KNOWLEDGE. THE CREDIT UNION IS AUTHORIZED TO INVESTIGATE YOUR CREDIT-WORTHINESS, EMPLOYMENT HISTORY, AND TO OBTAIN A CREDIT REPORT AND TO ANSWER QUESTIONS ABOUT THEIR CREDIT EXPERIENCE WITH YOU. YOU UNDERSTAND THAT ANY FALSE OR MISLEADING STATEMENTS IN YOUR APPLICATION MAY CAUSE ANY LOAN OR EXTENSION TO BE IN DEFAULT. YOU UNDERSTAND THAT 18 U.S.C. 1014 MAKES IT A FEDERAL CRIME TO KNOWINGLY MAKE ANY FALSE STATEMENT ON THIS APPLICATION.

I AGREE

By submitting, you pledge to the Credit Union and grant to it a security interest in your shareholdings with the Credit Union including paid shares, and future payment on shares to secure your account(s). You authorize the Credit Union to apply these shareholdings to pay any amounts due on the account(s) approved under this application for credit.

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7845 Highway 64
Memphis, TN 38133
901.385.5200
info@matcu.com

© MATCU 2009. We respect your privacy / confidencialidad! Please read our Disclaimer & Terms of Use. MATCU will never initiate a request for personal information via e-mail, telephone, or text message.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Opportunity . Equal Housing Lender.

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Mission Statement:
To be the financial institution of choice for our members, our employees, and our community.