Fee Schedule

Account Fees & Limits*

Membership Type Monthly Fee
Classic $8
Combined household deposit and loan balance remain over $25.  
Gold $6
Combined household deposit and loan balance remain over $250.  
Platinum $0
Combined household deposit and loan balance remain over $5,000.  
Titanium $0
Combined household deposit and loan balance remain over $30,000.  
Super Star $0
Every Orion member becomes a Super Star when they turn 65.  
Student $0
Available with  a valid student ID or current grades. Enrollment lasts up to 5 years.  
Primary Share Account(PSA) Only $0
No checking or loan products  
PSA + Interest Checking Only $0
Trust Accounts $0
Institutional Accounts $0
E-Account $0
This membership type has been discontinued for new applicants. If you are currently enrolled in an E-Account, please be aware that non-electronic transactions will incur a fee.  
Educational $0
This membership type has been discontinued for new applicants.  
   
Fees for Requested Services Fee
Internet Banking Bill Payment $0
Money Order** $1**
Traveler's Cheques
 		$1 per $100
Official Check** $3**
Copy of Draft - via Online Banking
 		$0
Copy of Draft - Other $3
Copy of Official Check
 		$3
Stop Payment $26
Official Check Stop Payment
 		$30
Credit Card Cash Advance - In Branch $3
Domestic Wire Transfer-Outgoing $20
Incoming Wire Transfer $15
Foreign Wire Transfer - Outgoing (Up to $16,000) $65
Foreign Wire Transfer - Outgoing (Over $16,000) $85
Check Cashing Fee $5

Applies to members with total account balances below $100 and no loan or credit card.

Applies to ALL non-members.

 
Excess Savings Transaction $3
Each month, your first 2 savings withdrawals or transfers are free. Thereafter, withdrawals or transfers made in person or by telephone using Member Connect, will incur an Excess Savings Transaction fee. Transfers made by Internet Banking, at Orion-owned ATMs or by telephone using Fast Line 24 are not subject to this fee. This fee applies to all Savings Accounts other than Christmas Club.  
Christmas Club Early Withdrawal $5
Charged on withdrawals made from January 1 through September 30.  
E-Account Teller or Member Connect Usage $8
Assessed when you utilize "live person" services - tellers or our Member Connect call center. There is no charge for Internet Banking, ATM or Fast Line 24 usage. Limited to one charge per month.  
Account Activity Printout $1
Account Research - One hour minimum $15 per hour
Statement Printout** $1**
Verification of Deposit Requested by a 3rd Party $10
Loan Deferment/Extension - Some restrictions may apply $25
Account Number Change $10
   
Fees for ATM/Debit Card Services Fee
Card - Standard mail to primary address Free
PIN - Standard mail to primary address Free
Card - Standard mail to an alternate address $10
PIN - Standard mail to an alternate address $10
Card - Rush delivery $35
PIN - Rush delivery $35
   
Fees for Usage of Automated Teller Machines (ATMs) Fee
Withdrawals, Transfers or Balance Inquiries at Orion-owned ATMs $0
Usage of Non-Orion ATMs operated by Star, Pulse,
VISA, CU-24, Co-op or Plus Networks:		  
Withdrawals $1
Transfers between Orion accounts $O.35
Balance inquiries $O.25
Usage of Non-Orion ATMs operated by Other Networks:  
Withdrawals $1.50
Transfers between Orion accounts $1.50
Balance inquiries $1.50
   
Fees for Deficient or Discouraged Actions/Occurrences Fee
Unpaid Items $15
Assessed when a check or other item is deposited into your account , cashed or otherwise presented to Orion , then returned unpaid by the drawee.  
Non-Sufficient Funds(NSF) $30
Assessed when your account is overdrawn or when a check, draft or ACH is denied payment because it would overdraw your account. (Excludes circumstances described under Overdraft Coverage for Debit/ATM Card.)  
Overdraft Coverage for Debit/ATM Card $30
Assessed when a Debit or ATM card transaction is paid by Orion, despite a lack of sufficient funds in your account to pay the item. You must "Opt-in" to receive Overdraft Coverage, though Orion may decline payment of an overdrawn transaction, even if you are enrolled, depending on the circumstances. No item resulting in a negative balance of $500 or more will ever be paid. You will not be charged an additional NSF fee, whether the item is paid or declined. Charged for each transaction resulting in a negative balance of $10 or more.  
Overdraft Protection Transfer $5
Upon enrollment in Overdraft Protection, you will not be charged an NSF fee, Courtesy Pay fee or Overdraft Coverage for Debit/ATM Card fee, so long as your target accounts have sufficient funds to pay the balance of the overdrawn item and no other restrictions prevent the transfer of funds from the target accounts. Instead, your first 3 Overdraft Protection transfers will be free each month, with a fee per transfer thereafter.  
Dormant Account $10 per month
An account is considered dormant if for 13 months no withdrawals, deposits (other than credited dividends), credit card payments or loan payments have been made to the account and the account balance is less then $50.  
Garnishment $30
Foreign Funds Sent Out for Collection $15
Invalid Address $5
Charged upon first notification by USPS.  
Negative Balance $20
Assessed on the 15th consecutive day in which the account has a negative balance, in addition to other fees. such as for NSF.  

*Subject to change without notice. 

** This fee will be increasing to $5 on 02/01/2012.

Revised 01/2012

 

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