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Home > Certificate Rates

Regular Share Certificate Accounts

Term Minimum
Balance 
Dividend
Rate
Compounding Frequency Annual
Percentage Yield
6 months $500.00 0.30% Monthly 0.30%
12 months $500.00 0.60% Monthly 0.60%
24 months $500.00 0.70% Monthly 0.70%
36 months $500.00 085% Monthly

0.85%

48 months $500.00 1.39% Monthly 1.40%
60 months $500.00 1.70% Monthly 1.70%

Traditional/Roth/Coverdell Educational IRA Share Certificate Accounts

Term Minimum
Balance 
Dividend
Rate
Compounding Frequency Annual
Percentage Yield
12 months $500.00 0.60% Monthly 0.60%
24 months $500.00 0.70% Monthly 0.70%
36 months $500.00 0.85% Monthly 0.85%
60 months $500.00 1.70% Monthly 1.70%

 Fees may reduce earnings.

Contact a MATCU representative online or call (901) 385-5200 or (800) 532-9025 for the most current rates.

Money Market

  Rate APY*
$0- $9,999 0.05% 0.05%
$10,000- $24,999 0.15% 0.15%
$25,000- $49,999 0.30% 0.30%
$50,000- $99,999 0.45% 0.45%
$100,000 and over 0.50% 0.50%

 * APY = Annual Percentage Yield          

Rates are subject to change daily and may be based on deposit balances.

Primary Share Account

  Rate APY*
$0- $9,999 0.05% 0.05%
$10,000- $49,999 0.10% 0.10%
$50,000- $99,999 0.15% 0.15%
$100,000 and over 0.20% 0.20%

 * APY = Annual Percentage Yield          

Rates are subject to change daily and may be based on deposit balances.

Summer Savings Account

  Rate APY*
$0- $9,999 0.05% 0.05%
$10,000- $49,999 0.10% 0.10%
$50,000- $99,999 0.20% 0.20%
$100,000 and over 0.25% 0.25%

 * APY = Annual Percentage Yield          

Rates are subject to change daily and may be based on deposit balances.

Christmas Club Account

  Rate APY*
$0- $9,999 0.05% 0.05%
$10,000- $49,999 0.10% 0.10%
$50,000- $99,999 0.20% 0.20%
$100,000 and over 0.25% 0.25%

 * APY = Annual Percentage Yield          

Rates are subject to change daily and may be based on deposit balances.

Misc. Share Account

  Rate APY*
$0- $9,999 0.05% 0.05%
$10,000- $49,999 0.10% 0.10%
$50,000- $99,999 0.20% 0.20%
$100,000 and over 0.25% 0.25%

 * APY = Annual Percentage Yield          

Rates are subject to change daily and may be based on deposit balances.

Other Share Accounts

Account Dividend Rate Annual Percentage Yield
Checking
(minimum balance of $250 to earn dividends)
0.05% 0.05%
Traditional and Roth IRA
Coverdell Education Savings Account Share Accounts 
0.50% 0.50%

 

High-Yield Checking

Balance Dividend Rate Annual Percentage Yield
$500-$24,999 0.05% 0.05%
$25,000 and up 0.25% 0.25%

Non-qualified accounts $0-9,999,999.99=0.05%APY.

Rates are subject to change daily and may be based on deposit balances

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