Our new High-Yield Checking Accounts provide members a chance to earn our highest rate of interest.  In addition to making money, here’s what else our High-Yield customers will enjoy:

• Dividend rate earned on balances of $0 - $24,999.99.
• Free Internet Banking with Free Online Bill Pay
• No monthly service charge.
• Free Smarty Visa debit card.
• Free personalized starter checks.
• Free ATM transactions nationwide, via unlimited ATM fee refunds**.

For more information or to apply, please contact your nearest branch location, or call us at (901) 385-5200.

*Credit Approval Required. To receive the best rate, all of the following qualifiers must be met:  You must access online banking at least once monthly. You must do 10 or more debit card transactions per month not including ATM withdrawals. These debit transactions must be posted to your account by the last day of the month. You must sign up for e-statements to receive statements electronically. You must have at least one direct deposit per month to earn the highest rate for balances $0.00 up to $24,999.99. To earn a competitive rate on balances over $25,000.00 and in months that all of the qualifiers are not met, our current share draft rate will apply.

Need to re-order checks. Click Here for Online ordering. Or call us at 901-385-5200.

**The foreign fee will be refunded at the end of the month and not intercepted at the time of the transaction.